Mortgage Broker · Rochester, Michigan

Your mortgage doesn’t have to feel complicated.

Honest answers. A painless process. Stress-free closings.

The Forward Mortgage Advantage

Honest answers

Straight talk about your options — no pressure, no jargon, no games.

A painless process

We handle the complexity so you can focus on your move.

Stress-free closings

Clear timelines, proactive updates, and a team that closes on time.

A Rochester mortgage broker who treats your loan like advice

Forward Mortgage is an independent mortgage brokerage in downtown Rochester, Michigan — a real office on Main Street at 322 S. Main St., Suite 230, run by advisors rather than salespeople. Because we’re a broker and not a single bank, we shop multiple lenders to fit the loan to you, instead of squeezing you into one product. For most people that means more options and a better fit, especially if your income or credit doesn’t land in a neat box.

We help buyers and homeowners across Michigan — first-time buyers figuring out their numbers, families moving up, homeowners weighing a refinance, and people working through the financing side of a divorce. Whatever brought you here, our job is the same: show you honest numbers, explain your options in plain English, and let you make the call. No pressure, no jargon, no games.

You’ll work directly with a loan officer who answers the phone — Brian Mutter (NMLS #1109257), a 24-year veteran of the business and a Certified Divorce Lending Professional, or Lynn Marie Oates (NMLS #1495433). Whether you’re buying your first home or refinancing the one you’re in, the best first step costs nothing: a conversation. Call or text us at (248) 956-0445.

What our clients say

Real Google reviews from Forward Mortgage clients.

Rated 5.0 out of 5 from 55 Google reviews

Read all reviews on Google →

Ready to talk?

Call (248) 956-0445 or drop us a line — we’ll get back the same day.

Apply now

Pick the advisor you’d like to work with — we’ll take it from there.

Brian Mutter

Brian Mutter

Loan Officer · NMLS #1109257

Apply with Brian → Or read Brian’s profile first
Lynn Marie Oates

Lynn Marie Oates

Loan Officer · NMLS #1495433

Apply with Lynn → Or read Lynn’s profile first

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Before you continue

How we’ll handle your information

Before you enter your SSN, income, and other financial details on the next page, federal law (the Gramm-Leach-Bliley Act) requires us to explain how we’ll handle that information.

  • We collect what we need to evaluate, structure, and submit your loan.
  • We share it only with the people who help close your loan — the lenders we submit to, the service providers who run credit, title, appraisal, and verifications, and regulators when the law requires.
  • We don’t sell your information. We don’t share it for marketing. Not ours, not affiliates’, not anyone’s.
  • We protect it — encrypted transmission, restricted access, secure document handling.

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