Lynn Marie Oates - headshot

Lynn Marie Oates

Loan Officer

Direct: (248) 875-1029

Profile

As an experienced Mortgage Loan Officer, Lynn understands that the process of securing a mortgage can be intimidating.  That's why she takes the extra time to discuss any financial or budgetary concerns and guides her clients through the mortgage process every step of the way.

Recognizing that buying a home is likely the biggest financial investment you will make, Lynn’s primary objective is to minimize the stress associated with the home buying process. Her commitment is to ensure that her clients are in the best position to have your strongest offer accepted on the home of their dreams.

With her personalized approach, Lynn will take you through each step of the home buying process, providing comprehensive support along the way. She goes the extra mile to ensure that her clients are financially and emotionally prepared for homeownership before submitting an offer on a new home. Additionally, Lynn will keep you updated throughout the process and will always be available to address any questions or concerns you may have.

Lynn loves helping home owners with their financing!

See her amazing testimonials here on Google Reviews!

Lynn’s Blog

The 50-Year Mortgage: Is It Helpful or Hype

December 29, 2025

If you’ve been watching housing headlines, you’ve probably noticed all the talk about affordability. With fast-rising prices, low inventory, and…

Split image: Left side has teal background with text "Equity: The Power of Homeownership. Build Your Wealth, Not Theirs." Right side shows hand holding keyring with keys.

The Hidden Power of Homeownership: Why It’s the Cornerstone of Wealth

December 17, 2025

There’s a reason homeownership is called the American Dream – and the numbers back it up. According to Barry Habib from MBS Highway and…

A split image with "To Pay or Not to Pay" theme. Left: Icons of a car, money, and a gavel with words like "Repossessions." Right: Confused man with speech bubbles.

To Pay or Not to Pay – The One-Offs!

December 5, 2025

These are the unique credit situations that don’t fit neatly into the usual categories. They’re the ones that make people…

A worried woman holds a phone showing a declining graph labeled "collections." Background has cash, coins, and a red X. Text questions paying old debt.

Think Paying That Old Debt Will Help Your Score? Maybe Not…

November 19, 2025

“Should I pay off this collection from 2020?” Whew—if I had a dollar for every time someone asked me that!…

To Pay or Not to Pay – Let’s Talk Charge Offs!

November 3, 2025

Let’s dig into charge offs—those confusing little credit gremlins that often get lumped together with collections. While they might seem…

What You Should Know About Buy Now Pay Later

October 23, 2025

Lately, I’ve been getting a lot of questions about Buy Now Pay Later (BNPL) accounts—not just from industry professionals, but…

Debt Consolidation: What You Need to Know Before Saying “Yes”

October 8, 2025

Debt consolidation is one of those topics that comes up often. We hear about it on the radio, in ads,…

Credit Freezes, Locks, and Fraud Alerts: What’s the Difference?

September 15, 2025

Lately, I’ve been getting a lot of questions about credit freezes, credit locks, and fraud alerts—what they are, how they’re…

What You Need to Know About Fannie Mae, Freddie Mac & VantageScore 4.0

August 28, 2025

You may have seen the headlines or heard a little buzz about changes to credit scoring. Let’s clear up the…

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Why You Get So Many Spam Calls After a Credit Check — and the Good News on the Horizon

August 20, 2025

What Happens After Your Credit Is Pulled? If you’ve ever had your credit pulled for a loan and then immediately…