Lynn Marie Oates

Loan Officer

Profile

As an experienced Mortgage Loan Officer, Lynn understands that the process of securing a mortgage can be intimidating. That's why she takes the extra time to discuss any financial or budgetary concerns and guides her clients through the mortgage process every step of the way.

Recognizing that buying a home is likely the biggest financial investment you will make, Lynn’s primary objective is to minimize the stress associated with the home buying process. Her commitment is to ensure that her clients are in the best position to have your strongest offer accepted on the home of their dreams.

With her personalized approach, Lynn will take you through each step of the home buying process, providing comprehensive support along the way. She goes the extra mile to ensure that her clients are financially and emotionally prepared for homeownership before submitting an offer on a new home. Additionally, Lynn will keep you updated throughout the process and will always be available to address any questions or concerns you may have.

Lynn loves helping home owners with their financing!

See her amazing testimonials here on Google Reviews!

Lynn’s Blog

More Women Are Buying Homes on Their Own…And It’s Changing Everything!

April 8, 2026

More women than ever are choosing to buy homes on their own and it’s changing the way we think about homeownership.
What was once seen as a milestone for couples has become a personal financial decision, with many women stepping confidently into the market as solo buyers. They’re not waiting for the “perfect time” or the “right situation” they’re creating stability, independence, and long-term financial growth on their own terms.
And despite one of the biggest myths out there, you don’t need two incomes to make it happen. Buying solo isn’t about perfection, it’s about planning, choosing what works for your lifestyle, and making smart, intentional decisions.
For many, it’s not just about owning a home, it’s about building confidence, security, and a future that truly feels like theirs.

Why Your Phone Blows Up After a Mortgage Credit Check (And What Just Changed)

March 31, 2026

Applying for a mortgage should feel exciting not overwhelming. But for many homebuyers, a simple credit check can trigger a flood of unwanted calls, texts, and emails from lenders they’ve never heard of. The good news? That’s finally changing.

The Homebuyer Privacy Protection Act (H.R. 2808) is now in effect, bringing much-needed limits to trigger leads. While it doesn’t eliminate them entirely, it significantly reduces who can access your information and when they can contact you.

In most cases, only companies you’ve already worked with or given permission to can reach out meaning fewer surprises and a smoother experience overall.

If you’re planning to apply for a mortgage soon, there are also a couple of simple steps you can take to protect yourself even further. Here’s what you need to know.

Hourly vs Salary vs. Self-employed: What you’ll need to buy a home

March 25, 2026

If you’re planning to buy a home, your income type plays a bigger role than you might think. Whether you’re salaried, working variable hours, or self-employed, lenders look at your income differently and require specific documentation to verify it. Understanding what’s needed ahead of time can help you avoid delays, reduce stress, and move through the mortgage process with confidence.