Brian Mutter, Loan Officer

Brian started as a loan officer in 2004 — and was bad at it. The refi boom was on, his peers were closing files left and right, but the sales-driven side of mortgage origination didn't fit him.

A title company offered him a job as a processor. He thrived there. Process-oriented, detail-heavy work was where his head actually worked. One of that company's clients — a loan officer himself — eventually hired him away to be his personal loan processor. A few years later, they opened a title company together, with Brian as operations manager.

After five or six years there, Brian left and opened his own mortgage processing company. In two years, that operation processed over 1,500 files.

Eventually he came back to originating — but only when he could do it differently. By then he'd worked every seat at the table: title, processing, ops, ownership. He came back because he could finally communicate, not sell.

That's the angle Forward Mortgage clients get. Brian isn't trying to convert you — he's trying to make sure you understand what you're signing, and that the deal actually makes sense for your life, short, medium, and long term. If a mortgage doesn't make sense, he'll tell you. If it does, he can troubleshoot almost any part of the transaction without a hand-off, because he's been on the other side of nearly every desk involved.

He's also a Certified Divorce Lending Professional (CDLP). Forward Mortgage maintains a separate site, divorcemortgageplanner.com, built around that work.

Outside work, Brian is active in his church and serves regularly at Grace Centers of Hope in Pontiac, Michigan, which provides Christ-centered recovery support for individuals rebuilding from homelessness and addiction.

Contact

Apply now

Pick the advisor you’d like to work with — we’ll take it from there.

Brian Mutter

Brian Mutter

Loan Officer · NMLS #1109257

Apply with Brian → Or read Brian’s profile first
Lynn Marie Oates

Lynn Marie Oates

Loan Officer · NMLS #1495433

Apply with Lynn → Or read Lynn’s profile first

You’re about to leave Forward Mortgage

We’ve shared this link as a helpful resource, but we can’t guarantee the accuracy of content on third-party sites. The site you’re heading to is not operated by Forward Mortgage.

Before you continue

How we’ll handle your information

Before you enter your SSN, income, and other financial details on the next page, federal law (the Gramm-Leach-Bliley Act) requires us to explain how we’ll handle that information.

  • We collect what we need to evaluate, structure, and submit your loan.
  • We share it only with the people who help close your loan — the lenders we submit to, the service providers who run credit, title, appraisal, and verifications, and regulators when the law requires.
  • We don’t sell your information. We don’t share it for marketing. Not ours, not affiliates’, not anyone’s.
  • We protect it — encrypted transmission, restricted access, secure document handling.

Applying with