As we wrapped up 2025, housing affordability was clearly on the White House’s radar. One idea that grabbed headlines was the idea of a 50-year mortgage. While it was widely criticized — mostly because the long-term interest cost would be enormous, and the monthly savings it provided would pale in comparison — it signaled something important:…

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Hint: It’s not the President With elections around the corner, there’s a buzz about the economy and housing and what our next President might do about it. But let’s clear up a common misconception: the President doesn’t control interest rates. Sure, their policies matter and can impact the economy, but the real driver behind rate…

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