Trump, Tariffs, and the 10-Year Treasury Tangle

By Brian Mutter | March 11, 2025

We’re almost 60 days into the new presidential administration, and we’re starting to get a picture of their fiscal plan. A key target of their plan is the yield on the 10-year US Treasury bond, and if you own a home or are considering buying, you may really benefit from this! Just a quick reminder:…

Is 2025 a Good Time to Buy a Home?

By Brian Mutter | January 31, 2025

This might be the best time in history to ask this question. As we step into 2025, mortgage rates are more than double what they were three years ago, and home prices have only climbed higher. Naturally, buyers are wondering: Is now the right time to buy? Let’s break it down. Just a quick reminder:…

The 2025 Housing Market Decoded

By Brian Mutter | January 3, 2025
Graph of federal funds

Welcome to the New Year! 2025 is here, and the housing market is buzzing with possibilities. Whether you’re looking to buy, sell, or just stay informed, there’s plenty to explore. Let’s dive into the key trends shaping the market this year so you can make confident decisions every step of the way. Just a quick…

Where are interest rates headed in 2025?

By Brian Mutter | December 6, 2024

As we enter a new year – and a new presidential administration – there is a lot of curiosity about what will happen to mortgage interest rates. Let’s dive in and unpack what may lie ahead. Just a quick reminder: These articles I share here are researched and written by me! As part of my…

Who really controls interest rates?

By Brian Mutter | November 1, 2024

Hint: It’s not the President With elections around the corner, there’s a buzz about the economy and housing and what our next President might do about it. But let’s clear up a common misconception: the President doesn’t control interest rates. Sure, their policies matter and can impact the economy, but the real driver behind rate…

Mortgage Rates Were Steadily Declining – Until Friday

By Brian Mutter | October 7, 2024

The FED has made it clear that it wants to see the labor market weaken before it begins to cut rates.  With each economic report that showed a softening labor market, the financial markets have responded positively, because the markets understand that at this stage in this economic cycle, the labor data is what is…

Waiting for mortgage rates to drop? Here are 3 ways that could happen

By Brian Mutter | September 4, 2024

There’s a lot of talk in the news these days that the Federal Reserve Bank (FED) is expected to CUT rates in later this month!   But what’s that mean? Just a quick reminder:  These articles I share here are researched and written by me!  As part of my commitment to ongoing support for my clients…

Market Update: Is A Refinance Opportunity On The Horizon?

By Brian Mutter | August 2, 2024

A softening labor market could bring some much-needed relief to mortgage interest rates August is here, can you believe it?!  I hope you’re been enjoying your Summer so far! I wanted to quickly connect with a breakdown what’s happening with mortgage rates and what you can expect moving forward. A quick reminder:  These articles I…

100+ experts predict 2028 home prices: Fannie Mae survey reveals insights

By Brian Mutter | July 2, 2024

I know it’s the time of year where our attention is on vacation and trips to the lake, but I wanted to quickly share some important news.  A new report was released that sheds some light on the direction that experts think home prices are headed. Just a quick reminder:  These articles I share here…

First-time buyers in Michigan: Must read!

By Brian Mutter | June 4, 2024
smaller single family home exterior

This month, I had the honor of being a featured expert contributor on MoneyGeek.com, a website all about personal finance.  They asked me to address some common questions and concerns of potential first-time home buyers.  They also asked a few questions about buying a home in Michigan, which I’ve addressed here. Just a quick reminder:…