Life has a way of throwing curveballs, and sometimes those curveballs hit our finances hard. Bankruptcy, foreclosure, a short sale—these moments can feel like the end of the road for homeownership. But here’s the part most people don’t realize: these setbacks don’t have to define your future. With the right plan and a bit of…

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Mortgage rates are now sitting at their lowest point in the past 12 months—a welcome shift for both homeowners and buyers! This move comes as labor market data continues to soften, reinforcing expectations that the Federal Reserve will cut rates later this month. But here’s the important part: the bond market is already pricing that…

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smaller single family home exterior

This month, I had the honor of being a featured expert contributor on MoneyGeek.com, a website all about personal finance.  They asked me to address some common questions and concerns of potential first-time home buyers.  They also asked a few questions about buying a home in Michigan, which I’ve addressed here. Just a quick reminder:…

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