If you’ve been watching housing headlines, you’ve probably noticed all the talk about affordability. With fast-rising prices, low inventory, and mortgage rates that haven’t exactly been kind, it’s no surprise buyers are feeling squeezed. One of the newest “big ideas” being floated is the 50-year mortgage. On the surface, it sounds simple; stretch the loan term,…

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Split image: Left side has teal background with text "Equity: The Power of Homeownership. Build Your Wealth, Not Theirs." Right side shows hand holding keyring with keys.

There’s a reason homeownership is called the American Dream – and the numbers back it up. According to Barry Habib from MBS Highway and data from the National Association of Realtors (NAR): Two-thirds of an individual’s net worth comes from home equity A homeowner’s net worth is 43 times greater than that of a renter As of mid-2025, Realtor.com and NAR reported that: The median homeowner’s net…

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