Line graph showing the 30-year fixed mortgage rates in the U.S. from January to December 2025. Rates peak above 7% in January, then decline steadily.

A look back at mortgage interest rates over 2025, with an eye toward what we can expect in 2026 As the year winds down, I wanted to quickly revisit a frequent topic: Mortgage rates! They’ve been a bit frustrating lately. They haven’t fallen as much as many people expected, but they also haven’t shot significantly…

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